Sacramento Real Estate Tube | Non-Spammy Real Estate Videos » Finances

Can you purchase a home with a reverse mortgage? (w/ Pam McCoy)

Sacramento Tube Admin - Ryan Lundquist — Thu, 26 Jan 2012 13:03:18 +0000

Folsom / Granite Bay Real estate agent Pam McCoy talks about reverse mortgages with Gennaro Faiola of Genworth Financial. Can you purchase a home with a reverse mortgage? Yes. Did you know that was possible? Listen in for the details.

Catch up with Pam at 916.865.8759 or www.folsomgranitebayrealestate.com.

The “as is” addendum in Sacramento contracts

Sacramento Tube Admin - Ryan Lundquist — Sun, 15 Jan 2012 14:54:12 +0000

Realtor Tamara Dorris in Sacramento talks about the “as is” addendum in purchase contract is not necessary. Many times lenders request this addendum, but it doesn’t jive with FHA loans that often need FHA issues to be taken care of (hence the property is not “as is”). The moral of the story? Know what you can shop for based on the loan you are getting.

Catch up with Tamara on Twitter at www.twitter.com/tamaradorris and www.inlovewithsacto.tv and www.buyinsacto.com and www.TamaraD.com

Do you have a real loan pre approval? (w/ David Yaffee)

Sacramento Tube Admin - Ryan Lundquist — Sun, 15 Jan 2012 14:48:28 +0000

How do you know if you have a real loan preapproval? Sacramento Realtor David Yafee gives us the scoop on the importance of getting preapproved and the difference between a simple phone call to a lender and a real preapproval.

Check out David’s website at www.DavidYafeeTV.com, his Facebook page, and his Twitter (@DavidYaffee).

Potential Pitfalls of a short sale offer (w/ David Yaffee)

Sacramento Tube Admin - Ryan Lundquist — Sun, 15 Jan 2012 14:42:35 +0000

Realtor David Yaffee in Sacramento gives us the skinny on making a short sale offer. This is a good video because he talks about the negatives of making an offer on a short sale property. While there are many successful short sale transactions, it’s important to be aware of these issues as David mentions. Like he says, most of the potential pitfalls are workable though, which is a good thing.

Check out David’s website at www.DavidYafeeTV.com, his Facebook page, and his Twitter (@DavidYaffee).

Community Banks vs. Big Banks

Sacramento Tube Admin - Ryan Lundquist — Wed, 11 Jan 2012 07:57:09 +0000

This video almost didn’t make the cut because it has a cheesy infomercial vibe as you’ll see. But ignore that if you can and consider the difference between a community bank and a big bank. River City Bank in Sacramento has put out a series called “Ask Steve” where their CEO puts out informative content. Up until recent months the series definitely felt a bit different, so hopefully they’ll get back to the original more organic feel, but nonetheless the information is still good because Steve knows his stuff.

Which do you prefer? What are the pros and cons of choosing a community bank?

Review of real estate in Sacramento in 2011

Sacramento Tube Admin - Ryan Lundquist — Wed, 11 Jan 2012 07:47:33 +0000

Realtor Doug Reynolds gives us a review of the Sacramento real estate market in 2011. What do you think? Have you seen the trends he mentioned? (flat market, median price levels, cash buyers, escrows, sellers market, etc…)

Catch up with Doug on www.BuyWithDoug.com, as well as his blog and Facebook page

Can you sue your bank during a short sale?

Sacramento Tube Admin - Ryan Lundquist — Wed, 11 Jan 2012 07:42:58 +0000

Tamara Dorris in Sacramento talks about whether you can sue your bank or not. Her client was wanting to know if a lawsuit was an option in light of how long the short sale process was taking. Have you considered suing a bank?

Catch up with Tamara on Twitter at www.twitter.com/tamaradorris and www.inlovewithsacto.tv and www.buyinsacto.com and www.TamaraD.com

Cleaning roof vents (with Gena Riede)

Sacramento Tube Admin - Ryan Lundquist — Wed, 11 Jan 2012 07:22:17 +0000

Realtor Gena Riede in the Sacramento area talks about basic maintenance on a house and important minor issues that are sometimes overlooked. What do you think?

You can follow Gena Riede on Twitter at www.twitter.com/GenaRiede and catch up with her on her blog at www.SacramentoRealEstateVoice.com.

Buyer Tip #417

Sacramento Tube Admin - Ryan Lundquist — Fri, 16 Dec 2011 17:07:05 +0000

Realtor Tamara Dorris gives us a tip. She calls it Tip #417 for buyers. Here’s the gist. You need to be pre-approved for a loan before going to look at houses. Why? The type of houses you end up looking at should be filtered through what type of loan you are getting (not just the amount of the loan). Give a listen for details. What do you think?

Catch up with Tamara on Twitter at www.twitter.com/tamaradorris and www.inlovewithsacto.tv and www.buyinsacto.com and www.TamaraD.com

Short sale wisdom with Tamara Dorris

Sacramento Tube Admin - Ryan Lundquist — Fri, 16 Dec 2011 17:03:16 +0000

Sacramento Area Realtor Tamara Dorris gives us insight about when to do a short sale. She tells a story about one of her potential clients. This is good information to consider. What do you think?

Catch up with Tamara on Twitter at www.twitter.com/tamaradorris and www.inlovewithsacto.tv and www.buyinsacto.com and www.TamaraD.com

How do distressed properties impact the market?

Sacramento Tube Admin - Ryan Lundquist — Fri, 09 Dec 2011 16:08:07 +0000

Sacramento Area Realtor Doug Reynolds talks with a Sacramento appraiser, Ryan Lundquist. The question at hand is how short sales and bank-owned sales impact the real estate market. The market is wild out there and it’s not easy to decipher sometimes, so how do appraisers deal with such variance among sales? What do you think?

Catch up with Doug on www.BuyWithDoug.com, as well as his blog and Facebook page

Ryan Lundquist
Certified Residential Real Estate Appraiser
http://www.SacramentoAppraisalBlog.com
http://www.LundquistCompany.com
http://www.facebook.com/SacramentoAppraiser
http://www.twitter.com/SacAppraiser
TEL 916-595-3735

How much money do you need to save for a down payment for a Sacramento home?

Sacramento Tube Admin - Ryan Lundquist — Tue, 22 Nov 2011 14:03:02 +0000

Sacramento Area Realtor Doug Reynolds talks with loan officer Erick Perpich about the options available to prospective buyers these days. Just how much money do you need to put down for FHA, VA and Conventional? Doug and Erick say you DO NOT need to put down 20%. What do you think?

Catch up with Doug on www.BuyWithDoug.com, as well as his blog and Facebook page

5 reasons to do a short sale instead of foreclosure

Sacramento Tube Admin - Ryan Lundquist — Tue, 22 Nov 2011 13:53:27 +0000

Realtor Rob Saxe has put together a list of five reasons why selling your home in a short sale is always better than going through foreclosure. Rob also reminds us to consult with legal, financial and taxation experts before making the decision to sell your home in a short sale. What do you think?

For more information, see www.SREVS.com/sellshortnow and 916.532.7653. You can catch up with Rob on his blog at www.SacramentoRealEstateViews.com

Weighing the difference between renting vs. buying (w/ Gena Riede)

Sacramento Tube Admin - Ryan Lundquist — Fri, 18 Nov 2011 23:25:19 +0000

How much does it cost to rent a house in your neighborhood vs. paying a mortgage on a house? Gena Riede says renting is actually much higher than a mortgage in many cases. What do you think?

You can follow Gena Riede on Twitter at www.twitter.com/GenaRiede and catch up with her on her blog at www.SacramentoRealEstateVoice.com.

8 tips for avoiding foreclosure (w/ Morgan Larson)

Sacramento Tube Admin - Ryan Lundquist — Fri, 11 Nov 2011 20:52:08 +0000

Morgan Larson offers 8 tips to help you avoid foreclosure anywhere in the U.S. Avoiding foreclosure isn’t easy, but it is worth it. Take these 8 tips and avoid losing your home and your credit! (text from YouTube)

What do you think?

Morgan Larson
Insight Real Estate
Cell: (530) 503-5225
Office: (530) 621-2192
MLarson@MyInsightRE.com
www.MorganLarson.com
740 Oak Avenue Pkwy, Folsom, CA 95630

Ain’t no shame in a short sale

Sacramento Tube Admin - Ryan Lundquist — Fri, 11 Nov 2011 20:47:14 +0000

Realtor Tamara Dorris talks about the importance of doing a short sale to preserve property value. It’s often looked down upon or home owner’s feel a sense of shame, but Tamara says not to feel bad. Do what’s going to be best for you and the neighborhood.

Catch up with Tamara on Twitter at www.twitter.com/tamaradorris and www.inlovewithsacto.tv and www.buyinsacto.com and www.TamaraD.com

Why should you do a home inspection?

Sacramento Tube Admin - Ryan Lundquist — Wed, 09 Nov 2011 17:10:24 +0000

Sacramento Realtor Jennifer Klein meets up with one of her favorite inspectors, Zack Finley of North American Home Services. In this video Zack let’s you know what his services entail and how it benefits you. REALTOR Jennifer Klein explains how and what she does with the findings of that inspection … thank you for watching! (text adapted from YouTube).

Jennifer Klein. • 916-230-3880 • JK@RosevilleAndRocklin.com – www.RosevilleAndRocklin.com

A house hunting tip from Tamara Dorris

Sacramento Tube Admin - Ryan Lundquist — Wed, 09 Nov 2011 17:05:45 +0000

A great tip from Sacramento Realtor Tamara Dorris. Only look for houses that are consistent with what loan you are getting. Great information, Tamara. This can make a big difference, especially with FHA loans. Know your stuff!!!

Catch up with Tamara on Twitter at www.twitter.com/tamaradorris and www.inlovewithsacto.tv and www.buyinsacto.com and www.TamaraD.com

Using A Home Renovation Loan (with Morgan Larson)

Sacramento Tube Admin - Ryan Lundquist — Wed, 09 Nov 2011 16:58:45 +0000

Sacramento Area Realtor Morgan Larson talks about the potential for using a home renovation loan if you buy a “fixer upper”. You can typically have up to $35,000 in renovations with the right loan. She says your options are FHA 203k, Fannie Mae Homepath Renovation, Conventional loans, and Energy Efficiency Mortgages.

Morgan Larson
Insight Real Estate
Cell: (530) 503-5225
Office: (530) 621-2192
MLarson@MyInsightRE.com
www.MorganLarson.com
740 Oak Avenue Pkwy, Folsom, CA 95630

The process of foreclosure (step by step)

Sacramento Tube Admin - Ryan Lundquist — Wed, 09 Nov 2011 16:46:00 +0000

Sacramento Area Realtor Rob Saxe walks us through what to expect during the foreclosure process. What do you think?

For more information, see www.SREVS.com/sellshortnow and 916.532.7653. You can catch up with Rob on his blog at www.SacramentoRealEstateViews.com

Bank of America’s Notice of Intent to Accelerate

Sacramento Tube Admin - Ryan Lundquist — Wed, 09 Nov 2011 16:40:28 +0000

Realtor Jennifer Klein gives us the scoop on Bank of America’s “Notice of Attempt to Accelerate”. This is very important to pay attention to if you receive a notice as such. Jennifer Klein specializes in short sales in the Sacramento area. Give her a call if you have questions.

Jennifer Klein. • 916-230-3880 • JK@RosevilleAndRocklin.com – www.RosevilleAndRocklin.com