Sacramento Real Estate Tube | Non-Spammy Real Estate Videos » Loans

FHA loan issue with Sacramento Home Appraiser

Sacramento Tube Admin - Ryan Lundquist — Sat, 03 Mar 2012 10:26:28 +0000

Sacramento home appraiser Ryan Lundquist shows a very brief video of a definite FHA loan issue. This is a very easy fix, but it’s still important to pay attention to things like this. For more FHA tips, see Ryan’s FHA Appraisal Articles on the Sacramento Appraisal Blog.

Connect with Ryan on this blog www.SacramentoAppraisalBlog.com, The Sacramento Appraiser Facebook Page, Twitter or www.LundquistCompany.com TEL 916-595-3735

Federal Robo Signing Misconduct Settlement

Sacramento Tube Admin - Ryan Lundquist — Sat, 03 Mar 2012 10:13:21 +0000

After ten months of intensive negotiations between the nations five largest banks and a coalition of state attorneys general and federal housing agencies, a settlement resulting in approximately $25 billion dollars in monetary sanctions and relief has been reached. The settlement hopes to help hundreds of thousands of distressed homeowners remain in their homes through enhanced loan modifications and provide payments to victims of unfair foreclosure practices. (text from YouTube)

You can catch up with Keisha on her website at www.SacramentoShortSaleLady.com.

What is a reverse mortgage?

Sacramento Tube Admin - Ryan Lundquist — Sat, 03 Mar 2012 10:06:01 +0000

Folsom / Granite Bay Real estate agent Pam McCoy talks about reverse mortgages with Gennaro Faiola of Genworth Financial. What in the world is a reverse mortgage and how does it work? Listen in for the details. What do you think?

Catch up with Pam at 916.865.8759 or www.folsomgranitebayrealestate.com.

Interest Rates in February 2012

Sacramento Tube Admin - Ryan Lundquist — Sat, 03 Mar 2012 09:45:44 +0000

Pam McCoy, Realtor with Coldwell Banker in Granite Bay, talks with James Clark of Prime Lending to talk through interest rates in February 2012 as well as issues impacting the dollar and future of rates. What do you think? Any questions?

Catch up with Pam at 916.865.8759 or www.folsomgranitebayrealestate.com.

Appraisals vs Home Inspections?

Sacramento Tube Admin - Ryan Lundquist — Sat, 03 Mar 2012 09:22:13 +0000

Sacramento Realtor Tamara Dorris talks about the difference between a home inspection and appraisal. This is helpful to understand when you’re buying a property. Any questions?

Catch up with Tamara on Twitter at www.twitter.com/tamaradorris and www.inlovewithsacto.tv and www.buyinsacto.com and www.TamaraD.com

When can you buy again after a foreclosure or short sale?

Sacramento Tube Admin - Ryan Lundquist — Sat, 03 Mar 2012 09:18:53 +0000

Sacramento Real Estate Agent Doug Reynolds gives us insight into when you can buy a house again after a foreclosure or short sale. This is a very timely topic. What do you think? Any questions?

Catch up with Doug on www.BuyWithDoug.com, as well as his blog and Facebook page

Tips for challenging low appraisals

Sacramento Tube Admin - Ryan Lundquist — Thu, 26 Jan 2012 13:14:49 +0000

Sacramento Home Appraiser Ryan Lundquist gives us tips on how to challenge a “low” appraisal. If you feel you’ve had a bad appraisal, this might be a good option. You can also check out one of Ryan’s blog posts on how to deal with low appraisals too. What do you think? Do you have any appraisal stories to share? Let’s hear the good ones too.

Connect with Ryan on this blog www.SacramentoAppraisalBlog.com, The Sacramento Appraiser Facebook Page, Twitter or www.LundquistCompany.com TEL 916-595-3735

Can you purchase a home with a reverse mortgage? (w/ Pam McCoy)

Sacramento Tube Admin - Ryan Lundquist — Thu, 26 Jan 2012 13:03:18 +0000

Folsom / Granite Bay Real estate agent Pam McCoy talks about reverse mortgages with Gennaro Faiola of Genworth Financial. Can you purchase a home with a reverse mortgage? Yes. Did you know that was possible? Listen in for the details.

Catch up with Pam at 916.865.8759 or www.folsomgranitebayrealestate.com.

Introduction to FHA Appraisals with Tamara Dorris and Ryan Lundquist

Sacramento Tube Admin - Ryan Lundquist — Sun, 15 Jan 2012 15:01:50 +0000

Do you want to understand the basics of an FHA real estate appraiser? What does an FHA appraiser look for during an inspection? Listen in to an interview with Realtor Tamara Dorris and Sacramento Appraiser Ryan Lundquist on an “Introduction to FHA Appraisals”. If you have any questions, feel free to ask.

Catch up with Tamara on Twitter at www.twitter.com/tamaradorris and www.inlovewithsacto.tv and www.buyinsacto.com and www.TamaraD.com

Connect with Ryan on this blog www.SacramentoAppraisalBlog.com, The Sacramento Appraiser Facebook Page, Twitter or www.LundquistCompany.com TEL 916-595-3735

The “as is” addendum in Sacramento contracts

Sacramento Tube Admin - Ryan Lundquist — Sun, 15 Jan 2012 14:54:12 +0000

Realtor Tamara Dorris in Sacramento talks about the “as is” addendum in purchase contract is not necessary. Many times lenders request this addendum, but it doesn’t jive with FHA loans that often need FHA issues to be taken care of (hence the property is not “as is”). The moral of the story? Know what you can shop for based on the loan you are getting.

Catch up with Tamara on Twitter at www.twitter.com/tamaradorris and www.inlovewithsacto.tv and www.buyinsacto.com and www.TamaraD.com

Do you have a real loan pre approval? (w/ David Yaffee)

Sacramento Tube Admin - Ryan Lundquist — Sun, 15 Jan 2012 14:48:28 +0000

How do you know if you have a real loan preapproval? Sacramento Realtor David Yafee gives us the scoop on the importance of getting preapproved and the difference between a simple phone call to a lender and a real preapproval.

Check out David’s website at www.DavidYafeeTV.com, his Facebook page, and his Twitter (@DavidYaffee).

Potential Pitfalls of a short sale offer (w/ David Yaffee)

Sacramento Tube Admin - Ryan Lundquist — Sun, 15 Jan 2012 14:42:35 +0000

Realtor David Yaffee in Sacramento gives us the skinny on making a short sale offer. This is a good video because he talks about the negatives of making an offer on a short sale property. While there are many successful short sale transactions, it’s important to be aware of these issues as David mentions. Like he says, most of the potential pitfalls are workable though, which is a good thing.

Check out David’s website at www.DavidYafeeTV.com, his Facebook page, and his Twitter (@DavidYaffee).

FHA appraisal tip from Sacramento appraiser (wobbly staircase)

Sacramento Tube Admin - Ryan Lundquist — Wed, 11 Jan 2012 07:38:34 +0000

Do you see an FHA safety issue in this video? Watch above to see if you can find it. One of the big concerns of HUD/FHA is the “health and safety” of occupants, so if there is any feature that might compromise health and safety, it’s most likely going to be an issue for the loan. Let me know if you have any questions.

Ryan Lundquist
FHA Certified Real Estate Appraiser
916-595-3735
http://www.SacramentoAppraisalBlog.com
http://www.LundquistCompany.com
http://www.facebook.com/SacramentoAppraiser

Why time for escrow matters when buying a Sacramento home

Sacramento Tube Admin - Ryan Lundquist — Wed, 11 Jan 2012 07:18:13 +0000

Sacramento Realtor Tamara Dorris gives us the scoop on item 1D for the date of the close of escrow on a contract. She talks about why this matters. What do you think?

Catch up with Tamara on Twitter at www.twitter.com/tamaradorris and www.inlovewithsacto.tv and www.buyinsacto.com and www.TamaraD.com

Buyer Tip #417

Sacramento Tube Admin - Ryan Lundquist — Fri, 16 Dec 2011 17:07:05 +0000

Realtor Tamara Dorris gives us a tip. She calls it Tip #417 for buyers. Here’s the gist. You need to be pre-approved for a loan before going to look at houses. Why? The type of houses you end up looking at should be filtered through what type of loan you are getting (not just the amount of the loan). Give a listen for details. What do you think?

Catch up with Tamara on Twitter at www.twitter.com/tamaradorris and www.inlovewithsacto.tv and www.buyinsacto.com and www.TamaraD.com

Short sale wisdom with Tamara Dorris

Sacramento Tube Admin - Ryan Lundquist — Fri, 16 Dec 2011 17:03:16 +0000

Sacramento Area Realtor Tamara Dorris gives us insight about when to do a short sale. She tells a story about one of her potential clients. This is good information to consider. What do you think?

Catch up with Tamara on Twitter at www.twitter.com/tamaradorris and www.inlovewithsacto.tv and www.buyinsacto.com and www.TamaraD.com

How much money do you need to save for a down payment for a Sacramento home?

Sacramento Tube Admin - Ryan Lundquist — Tue, 22 Nov 2011 14:03:02 +0000

Sacramento Area Realtor Doug Reynolds talks with loan officer Erick Perpich about the options available to prospective buyers these days. Just how much money do you need to put down for FHA, VA and Conventional? Doug and Erick say you DO NOT need to put down 20%. What do you think?

Catch up with Doug on www.BuyWithDoug.com, as well as his blog and Facebook page

5 reasons to do a short sale instead of foreclosure

Sacramento Tube Admin - Ryan Lundquist — Tue, 22 Nov 2011 13:53:27 +0000

Realtor Rob Saxe has put together a list of five reasons why selling your home in a short sale is always better than going through foreclosure. Rob also reminds us to consult with legal, financial and taxation experts before making the decision to sell your home in a short sale. What do you think?

For more information, see www.SREVS.com/sellshortnow and 916.532.7653. You can catch up with Rob on his blog at www.SacramentoRealEstateViews.com

8 tips for avoiding foreclosure (w/ Morgan Larson)

Sacramento Tube Admin - Ryan Lundquist — Fri, 11 Nov 2011 20:52:08 +0000

Morgan Larson offers 8 tips to help you avoid foreclosure anywhere in the U.S. Avoiding foreclosure isn’t easy, but it is worth it. Take these 8 tips and avoid losing your home and your credit! (text from YouTube)

What do you think?

Morgan Larson
Insight Real Estate
Cell: (530) 503-5225
Office: (530) 621-2192
MLarson@MyInsightRE.com
www.MorganLarson.com
740 Oak Avenue Pkwy, Folsom, CA 95630

A house hunting tip from Tamara Dorris

Sacramento Tube Admin - Ryan Lundquist — Wed, 09 Nov 2011 17:05:45 +0000

A great tip from Sacramento Realtor Tamara Dorris. Only look for houses that are consistent with what loan you are getting. Great information, Tamara. This can make a big difference, especially with FHA loans. Know your stuff!!!

Catch up with Tamara on Twitter at www.twitter.com/tamaradorris and www.inlovewithsacto.tv and www.buyinsacto.com and www.TamaraD.com

Using A Home Renovation Loan (with Morgan Larson)

Sacramento Tube Admin - Ryan Lundquist — Wed, 09 Nov 2011 16:58:45 +0000

Sacramento Area Realtor Morgan Larson talks about the potential for using a home renovation loan if you buy a “fixer upper”. You can typically have up to $35,000 in renovations with the right loan. She says your options are FHA 203k, Fannie Mae Homepath Renovation, Conventional loans, and Energy Efficiency Mortgages.

Morgan Larson
Insight Real Estate
Cell: (530) 503-5225
Office: (530) 621-2192
MLarson@MyInsightRE.com
www.MorganLarson.com
740 Oak Avenue Pkwy, Folsom, CA 95630